Despite positive developments and the launch of yield-generating mXRP offering 6-8% returns, XRP’s price fell 5.5% alongside broader crypto market declines to US$2.84.
According to Ripple, the XRP Ledger (XRPL) is doing well, making progress in tokenisation and stablecoins, and is now a serious chain for real-world assets (RWAs).
As per a report from 22 September, XRPL is a top-ten chain for RWAs and has reached US$1 billion (AU$1.5 billion) in monthly stablecoin volume. Ripple said this progress strengthens both XRPL and the underlying token, XRP:
The company added that the success of XRPL and XRP “powers two of the most significant use cases in global markets today”: stablecoins and tokenisation.
Ripple Presents In-Depth Roadmap
Ripple outlined a detailed roadmap for what’s next for XRPL and XRP. Here are the five main takeaways, as XRPL moves from basic compliance tools to full institutional finance infrastructure, combining tokenisation, lending, identity, and privacy into a single regulated settlement layer:
Compliance tools live: Credentials (verifiable KYC/permissions), Deep Freeze (issuer controls for flagged wallets), and Simulate (safe transaction testing) strengthen institutional adoption.
Upgraded core features: Recent releases added batch transactions, token escrow for stablecoins/RWAs, and permissioned DEX/AMM functionality to meet regulated market needs.
Tokenisation advance: Multi-Purpose Tokens (MPTs) will support complex financial instruments like bonds and funds with built-in metadata and restrictions.
On-ledger credit markets: A native lending protocol (v3.0) will pool liquidity and issue underwritten loans directly on XRPL, giving institutions compliant, low-cost access to capital.
Privacy next: Zero-knowledge proofs are in development, enabling confidential yet auditable tokenised finance and collateral management.
XRP’s Price Reaction
This comes as liquid staking arrives on XRPL in the form of mXRP. As reported by Crypto News Australia, Midas and Interop Labs have launched mXRP, a yield-generating asset promising returns of 6-8%.
Despite the positive news and Ripple’s ambitious plans, the price of XRP has tracked the broader market, which has been in steady decline over the past week. With Bitcoin and other major tokens falling by as much as 7% during that period, XRP also declined by 5.5%.
At the time of writing, XRP is trading at US$2.84 (AU$4.29), well below its all-time high of US$3.65 (AU$5.51) reached in July 2025.
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