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A post shared by Chad Steingraber on X claims that Walmart’s financial technology arm, OnePay, is preparing to add RLUSD payments on the XRP Ledger, through a partnership with ZeroHash, a licensed digital asset company based in Chicago that provides crypto infrastructure for payment platforms. The plan connects Walmart’s growing payment system with the XRP Ledger, where stablecoin Ripple USD (RLUSD) is now supported. The partnership points to Walmart’s growing link with Ripple as part of its future in digital finance and could help OnePay bring blockchain payments into everyday use.
According to the details shared by Chad Steingraber on X, OnePay, the fintech company majority-owned by Walmart, will soon add cryptocurrency trading and custody to its mobile app. Through this setup, OnePay users will be able to manage their digital assets securely inside the app, just as they do with regular banking tools.
OnePay, founded by Walmart and Ribbit Capital in 2021, already offers a range of financial tools, including savings accounts, credit and debit cards, buy-now-pay-later options, and mobile plans. OnePay has been gradually expanding its digital services to create what it calls an “everything app” for personal finance. Adding crypto capabilities now places OnePay closer to that goal and may connect Walmart customers to XRP-based payments in the near future.
By partnering with ZeroHash, OnePay is stepping into a wider financial network that includes direct links to the XRP ecosystem. It could help Walmart reach millions of users who want a simple way to use digital assets.
Documents shared with Steingraber’s post on X show that ZeroHash has launched support for Ripple USD (RLUSD) on the XRP Ledger. The release, dated February 3, 2025, confirms that users can buy, sell, deposit, and withdraw RLUSD, including for users in New York. The same update lists RLUSD as a stablecoin available on both the XRP and Ethereum networks, though the focus is clearly on XRP for OnePay’s system.
Ripple USD (RLUSD) works as a stable digital dollar built on the XRP Ledger. It is suitable for regular financial use as it supports fast and low-cost payments and maintains a steady value. ZeroHash LLC and ZeroHash Liquidity Services LLC are licensed by the New York State Department of Financial Services to offer virtual currency services, allowing them to provide crypto transactions and custody for platforms like OnePay safely.
