Bitcoin-backed loans are progressively establishing themselves as one of the most innovative solutions in the global financial landscape.
According to data collected by industry analysts, interest in these instruments has grown by 35% in the first half of 2025. Recently, Twenty One Capital — among the main institutional managers of Bitcoin reserves — announced the intention to evaluate the introduction of loans in US dollars with Bitcoin as collateral.
This initiative reflects the growing convergence between digital assets and traditional financial practices, highlighting an acceleration towards alternative credit models based on cryptographic reserves.
New turn in crypto loans: Twenty One Capital accelerates with dollar loans secured by Bitcoin
Twenty One Capital has recently surpassed the threshold of 43,500 BTC, thus exceeding initial expectations.
The goals announced by the company — founded in 2024 — aim to consolidate one of the largest institutional reserves of Bitcoin worldwide and to promote the creation of new secured loan products.
In parallel, the merger with SPAC Cantor Equity Partners is underway, aimed at a possible imminent public listing.
The use of Bitcoin as collateral presents several advantages:
According to the Associazione Blockchain Italia, (ABI Lab), a growing number of financial operators are integrating these tools to diversify investment portfolios, increasing the adoption of blockchain technologies and innovative financial products as illustrated in their latest whitepaper.
To access a loan with Bitcoin as collateral it is necessary:
Experts in the financial sector report a 40% increase in requests for loans in dollars with Bitcoin as collateral in the first quarter of 2025, with growth primarily involving institutional investors and prominent crypto companies.
The significant increase in riserve di Bitcoin by Twenty One Capital could redefine the supply dynamics of prodotti finanziari digital collateralizzati.
Thanks to this position, the company aims to facilitate access to alternative loans, strengthening its leadership in the global Bitcoin treasury landscape.
According to the latest industry reports, this strategy aligns with the trends of maggiore integrazione tra finanza tradizionale e digitale observed globally.
These three elements place the group among the key players in the transformation of financial services and digital investments.
The increase in dollar loans secured by Bitcoin allows businesses and investors to maintain reserves in BTC while simultaneously accessing useful liquid credit for operational developments, without the need to immediately convert assets.
In a context of volatile markets, this translates into greater investment flexibility and protection of asset value. “‘html
