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Blockchain use cases in banking are some of the most advanced. Banks and financial institutions use it for faster payments, secure contracts, and asset tokenization. Tokenization means turning real-world assets such as real estate, shares, or bonds into digital tokens that can be traded more easily. In India, the financial hub GIFT City is working on blockchain-based frameworks, while major firms like JP Morgan are already running tokenization platforms.
In 2025, Figure Technology, a blockchain-based lending company, announced a revenue increase of 22.4% to 191 million dollars. The company also returned to profitability and filed for a Nasdaq IPO under the name FIGR. At the same time, like BlackRock and Goldman Sachs are investing heavily in blockchain applications for settlement, collateral management, and digital assets. This shows that blockchain use cases in banking are now viewed as essential infrastructure for the future of finance.
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