Ripple (XRP) has long been lauded as a reliable alternative for cross-border payments. But it misses out on some important fronts, like merging fiat and crypto. That could very well be the main reason why Digitap ($TAP), the world’s first omni-bank that facilitates both crypto and fiat transactions in one app, is now hailed as the XRP 2.0.
At a time when XRP is sitting on 10% losses across the weekly timeframe, the Digitap presale has turned out to be an investment hotspot. Over 54 million tokens sold in just over a week since the presale launch tells a lot about the investor confidence in its vision. But even with strong use cases, can Digitap overtake XRP? And if yes, how soon? Read on.
Whale activity could be the key reason. According to CryptoQuant whale flow data, more than $50 million in XRP is leaving large wallets each day. This constant outflow might be keeping sentiment weak and sellers in control.
But there could be a silver lining to the dark clouds. Price charts seem to be hinting at a possible rebound. The Ripple coin now sits near a strong support level at $2.70, with resistance at $3.15.
Market analyst XTrendSpeed sees this zone as a potential buy setup. The analyst seems to be confident that a bullish bat pattern is forming on the 4-hour chart. If buyers defend this level, XRP could retest $3.10 to $3.20 soon.
A possible XRP ETF announcement later this month could even push it higher. Until then, traders are watching $2.70 closely as the make-or-break zone.
One serious problem with XRP is that it’s stuck between two worlds. It powers global transfers but still depends on slow, outdated rails. Digitap calls that gap its biggest opportunity.
Digitap builds what XRP never became: a true crypto-fiat omni-bank. One app, one account, and instant movement of money across blockchain and banking systems. There are no middlemen. And that means no waiting. That could be one reason why a lot of traders in the market are calling $TAP the “XRP2.0.”
And now that the cross-border payments market has crossed a quadrillion dollars in value, the likes of Digitap seem promising initiatives. Its revolutionary take on cross-border payments could push Digitap ahead of other projects as one of the best ICOs of this year.
And its presale numbers align with its growing popularity. DigiTap is in Round 2 of its presale. Each token is currently valued at $0.0159. And over 54 million tokens have already been sold.
There is less than 6% of the Round 2 supply left to grab before the price jumps 22% in the next few days to $0.0194 once Round 3 kicks off.
Analysts have predicted that once listed on major exchanges in early 2026, $TAP could climb 200x in price, thanks to Digitap’s solid use cases. And with that price move, Digitap ($TAP) could potentially overtake XRP. It could very well be a major global settlement token by the end of this decade, which makes it potentially the best crypto to buy in 2025.
Price predictions in the crypto market rarely come by without risks. XRP still has a loyal community and a possible ETF approval coming up. A quick rebound above $3.15 could trigger a short-term rally. But with whale outflows and weak network growth, its pump might not be that exciting.
For Digitap, the base case stays strong. Its presale momentum, working product, and omni-bank model push it into a level of its own. If adoption continues at the current pace, analysts expect a 200x climb by early 2026. That’s something smart investors would bet on.
No doubt, a delay in exchange listings or regulation hurdles could slow its predicted price breakout. But even then, Digitap’s fundamentals and solid use cases in cross-border payments for both fiat and crypto make it a safer long-term hold. That pretty much explains why many call $TAP the best crypto to buy now.
The stage is set. XRP is fighting to find some support as other altcoins hit new ATHs and Digitap climbs fast in its presale. One is slowing down. The other is just getting started.
If the “XRP2.0” tag plays out, the market could witness one of the boldest power shifts in crypto. The math supports it. The momentum proves it. And the timing only favors early movers in the crypto market.
Digitap has solid use cases, an app that’s ready for use, and a presale that’s selling hot. That means $TAP could potentially be the best crypto to buy now. The flippening isn’t a question of if. It’s a matter of when.
Discover how Digitap is unifying cash and crypto by checking out their project here:
