As Q3 approaches, these entry windows are narrowing. The focus is now on new crypto projects that have spent the past year building real infrastructure. The market in the coming months is likely to be shaped less by trends and more by technical delivery and working financial systems.
is a new crypto protocol focused on building structured, non-custodial lending infrastructure. Instead of copying traditional finance models, it is designing an on-chain system where liquidity and risk are managed transparently through smart contracts.
The architecture centers on two complementary markets. The Peer-to-Contract (P2C) layer is designed around shared liquidity pools, where users supply assets such as ETH, USDT, or LINK to earn yield generated from borrower demand.
Alongside this, the Peer-to-Peer (P2P) layer is being developed to support more customized agreements. This framework is intended to allow lenders and borrowers to set tailored terms within defined collateral and risk parameters.
This vision has already drawn massive attention. Mutuum Finance has raised over $20.5 million in funding. Even more important is the size of the community, which now includes more than 19,000 holders.
Having such a large number of participants is crucial because it ensures the protocol has deep liquidity and a diverse base of users from day one. The team has already reached a by launching the on the Sepolia testnet, proving that the technology is functional and ready for testing.
Read more on Analytics Insight

