Standard Chartered and Ant International announced an expansion of their technology partnership with the launch of an AI-powered Treasury and FX Management Solution. The initiative integrates Ant International’s Falcon Time-Series Transformer (TST) Model with Standard Chartered’s Aggregated Liquidity Engine (SCALE) to enhance FX forecasting and cross-border transaction efficiency.
The collaboration builds on both firms’ involvement in the Monetary Authority of Singapore’s PathFin.ai programme and extends their previous work in blockchain technology. The combined solution supports multi-currency booking and real-time international settlements, enabling businesses to lower FX costs and strengthen risk management strategies when operating globally.
The integration leverages AI-driven forecasting, allowing Standard Chartered to monitor and predict Ant International’s FX exposures with over 90% accuracy. This capability enables more precise hedging and improved liquidity management, reducing exposure to FX volatility and operational costs for Ant International and its clients.
Madhu Menon, Global Head of SC PrismFX Sales at Standard Chartered, said, “We continue to invest in our platforms and adopt cutting edge technology to support our clients in effectively managing their risks and exposures, especially during these volatile times. Our latest collaboration with Ant International sets the path for an innovative approach to managing and hedging FX risk and costs for Ant International and their clients globally. We are looking forward to further expand our collaboration with Ant International and continue to shape the future of Treasury Management.”
The Falcon TST Model is a transformer-based architecture with nearly 2 billion parameters. By analyzing historical time-series data, it predicts cashflows and FX exposures on an hourly, daily, and weekly basis with more than 90% accuracy. This model currently supports more than 60% of Ant International’s FX transactions, helping the company reduce FX costs by up to 60% and liquidity management expenses by up to 50%.
Kelvin Li, General Manager of Platform Tech at Ant International, said, “The expansion of our partnership with Standard Chartered marks an important step in our ongoing journey to leverage technology, including AI, for next-generation cross-border payment solutions. By integrating Standard Chartered’s robust banking capabilities with Ant International’s innovative solutions, we are able to enhance the way businesses manage their global liquidity and FX strategy, so they can experience more efficient cross-border transactions.”
Standard Chartered’s SCALE platform complements the Falcon model by providing corporate and institutional clients with guaranteed FX rates and access to global liquidity on a 24/7 basis. The solution reduces FX risk, streamlines settlement processes, and ensures secure, efficient transaction flows for cross-border activities.
Both firms indicated plans to continue advancing their technology collaboration to support the increasing volume of global transactions, combining AI-driven analytics with scalable banking infrastructure to meet evolving market demands.
