Mow predicts that as the fiat system loses functionality, Bitcoin will surpass stablecoins and become part of nations’ sovereign reserves.
Samson Mow, CEO of Jan3, stated during the Plan ₿ Forum 2025 in Lugano that governments will eventually adopt Bitcoin for a simple reason: “They’ll want it because it’s valuable, just as it happened with gold.” His view stems from a structural idea: if states seek to preserve power and strategic assets, Bitcoin will become part of their reserves — just as gold and oil did in the 20th century.
Jan3 was founded with that goal in mind. Mow created the company to accelerate Bitcoin adoption by governments, promote favorable legislation, and enable the issuance of sovereign bonds backed by BTC. Alongside this institutional focus, Jan3 also develops technological infrastructure such as Aqua Wallet, a wallet built on the Liquid network that allows users to swap between on-chain Bitcoin, Layer 2, and the Lightning Network. It also supports USDT and cross-chain swaps. Argentina and Brazil have become the most active markets for the application.
Mow believes educating governments about Bitcoin’s philosophy is key to building legal frameworks that strengthen individual autonomy. He argues that denying states access to Bitcoin would be as absurd as denying them access to gold in the past. In his view, once governments understand Bitcoin’s logic and scarcity, they will act to defend both their own and their citizens’ economic sovereignty.
Currently, Mow acknowledges that Bitcoin functions more as an investment asset than as a means of payment, although Layer 2 solutions are expanding its everyday use. Stablecoins — especially Tether — are used by roughly 500 million people seeking digital dollars in countries with unstable local currencies. Still, he considers it inevitable that Bitcoin will ultimately prevail once the fiat system loses functionality.
Jan3 is also behind the Dolphin Card, a prepaid Visa card that can be loaded with Bitcoin or USDT on Liquid and enables confidential transactions, protecting users’ balances and personal data. The company has surpassed $250 million in swap volume on Aqua and $350,000 in spending through the Dolphin Card just weeks after launch.
Although Jan3 has not yet led any nation to fully adopt Bitcoin, it collaborated on the crypto law for Próspera in Honduras and is negotiating Bitcoin bond issuances with several governments. According to Mow, even the United States will eventually need Bitcoin: its debt has surpassed $38 trillion and demand for Treasury bonds continues to weaken. “In the end, all governments will want Bitcoin,” he concluded
