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Reading: Renasant Corporation (RNST) Q4 2025 Earnings Call Transcript
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Press Releases

Renasant Corporation (RNST) Q4 2025 Earnings Call Transcript

Last updated: January 29, 2026 12:15 am
Published: 1 hour ago
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Renasant Corporation (RNST) Q4 2025 Earnings Call January 28, 2026 10:00 AM EST

Company Participants

Kelly Hutcheson – Executive VP & Chief Accounting Officer

Kevin Chapman – President, CEO & Director

James Mabry – Executive VP & CFO

David Meredith – Executive Vice President

Conference Call Participants

Michael Rose – Raymond James & Associates, Inc., Research Division

Stephen Scouten – Piper Sandler & Co., Research Division

David Bishop – Hovde Group, LLC, Research Division

Jordan Ghent – Stephens Inc., Research Division

Catherine Mealor – Keefe, Bruyette, & Woods, Inc., Research Division

Sun Young Lee – TD Cowen, Research Division

Presentation

Operator

Good day, and welcome to the Renasant Corporation 2025 Fourth Quarter Earnings Conference Call and Webcast. [Operator Instructions] Please note, this event is being recorded.

I would now like to turn the conference over to Kelly Hutcheson. Please go ahead.

Kelly Hutcheson

Executive VP & Chief Accounting Officer

Good morning, and thank you for joining us for Renasant Corporation’s Quarterly Webcast and Conference Call. Participating in the call today are members of Renasant’s executive management team.

Before we begin, please note that many of our comments during this call will be forward-looking statements, which involve risk and uncertainty. There are many factors that could cause actual results to differ materially from the anticipated results or other expectations expressed in the forward-looking statements. Such factors include, but are not limited to, changes in the mix and cost of our funding sources, interest rate fluctuation, regulatory changes, portfolio performance and other factors discussed in our recent filings with the Securities and Exchange Commission, including our recently filed earnings release, which has been posted to our corporate site, http://www.renasant.com at the Press Releases link under the News and Market Data tab.

We undertake no obligation, and we specifically disclaim any obligation to update or revise forward-looking statements to reflect

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