PANAMA CITY, Aug. 21, 2025 (GLOBE NEWSWIRE) — HTX, a leading global crypto exchange, is proud to announce the launch of its new Stablecoin Earning Zone, offering yields of up to 20% APY. This initiative comes at a time when retail savers worldwide are increasingly dissatisfied with traditional bank deposits that barely keep pace with inflation, with U.S. bank accounts offering at most 4.2% annually.
Stablecoin-based passive income products are fast emerging as a compelling alternative. Stablecoins are cryptocurrencies pegged 1:1 to fiat currencies like the US dollar. Examples include USDC, USDT, USD1, and USDD. They essentially function as “dollar deposits on a blockchain” and can be used for transactions and payments. They also provide access to financial products in the crypto space with significantly higher interest rates than traditional banks.
HTX has launched dedicated passive income products for stablecoins on its Earn feature, offering users returns of up to 20% APY across major stablecoins including USDC, USDT, USD1, and USDD. The platform is also offering an exclusive benefit for first-time Earn users: a limited-time 100% APY on a small amount of subscriptions, which lowers the entry barrier for those new to digital wealth management.
Diverse Stablecoin Offerings:
Comparing Traditional Finance and Stablecoin Yields
To illustrate, a $10,000 investment in a 10-year US Treasury bond would yield $429 annually (4.29% APY). In contrast, the USDC Flexible product on HTX Earn, with a 15% APY, would yield $1,500 annually while offering flexible access to funds. The difference is substantial.
From First-Time Users to Portfolio Strategists
HTX Earn aims to serve both entry-level and professional users. Beginners can start with small amounts under the newcomer benefit, gaining exposure to digital assets in a low-risk, high-reward setting. Seasoned investors can diversify across multiple stablecoins to balance returns and liquidity within their broader portfolio strategies.
As stablecoins grow in adoption for settlement, cross-border payments, on-chain rewards, and DeFi investments, platforms offering secure and compliant earning products are well positioned to capture demand. With leading assets such as USDC, USD1, USDT, and USDD, HTX offers flexible passive income products through which users can manage digital assets as simply as bank deposits while capturing returns far beyond what traditional finance offers.
Given the inadequacy of 4% yields in the current market, HTX advocates for stablecoins as the foundation of a new paradigm in digital wealth management.
About HTX
Founded in 2013, HTX (formerly Huobi) has evolved from a virtual asset exchange into a comprehensive ecosystem of blockchain businesses that span digital asset trading, financial derivatives, research, investments, incubation, and other businesses.
As a world-leading gateway to Web3, HTX harbors global capabilities that enable it to provide users with safe and reliable services. Adhering to the growth strategy of “Global Expansion, Thriving Ecosystem, Wealth Effect, Security & Compliance,” HTX is dedicated to providing quality services and values to virtual asset enthusiasts worldwide.
To learn more about HTX, please visit https://www.htx.com/ or HTX Square , and follow HTX on X, Telegram, and Discord. For further inquiries, please contact [email protected].
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