Grupo Cibest S.A. (CIB) Q4 2025 Earnings Call February 24, 2026 9:00 AM EST
Company Participants
Juan Uribe – President & CEO
Laura Clavijo – Chief Economist
Mauricio Botero Wolff – VP of Strategy & Finance and CFO
Conference Call Participants
Daer Labarta – Goldman Sachs Group, Inc., Research Division
Yuri Fernandes – JPMorgan Chase & Co, Research Division
Andres Soto – Santander Investment Securities Inc., Research Division
Ernesto María Gabilondo Márquez – BofA Securities, Research Division
Brian Flores – Citigroup Inc., Research Division
Carlos Gomez-Lopez – HSBC Global Investment Research
Alonso Aramburú – Banco BTG Pactual S.A., Research Division
Presentation
Operator
Good morning, ladies and gentlemen, and welcome to Grupo Cibest Bancolombia’s Fourth Quarter 2025 Earnings Conference Call. My name is Carrie, and I will be your operator for today’s call. [Operator Instructions] Please note that this conference is being recorded.
Please note that this conference call will include forward-looking statements, including statements related to our future performance, capital position, credit-related expenses and credit losses. All forward-looking statements, whether made in this conference call and future filings, in press releases or verbally, address matters that involve risks and uncertainty. Consequently, there are factors that could cause actual results to differ materially from those indicated in such statements, including changes in general economic and business conditions, changes in currency exchange rates and interest rates, introduction of competing products by other companies, lack of acceptance of new products or services by our targeted clients, changes in business strategy and various other factors that we describe in our reports filed with the SEC.
With us today is Mr. Juan Carlos Mora, Chief Executive Officer; Mr. Mauricio Botero Wolff, Chief Strategy and Financial Officer; Mr. Rodrigo Prieto, Chief Risk Officer; Mrs. Catalina Tobon, Investor Relations and Capital Markets Director; and Ms. Laura Clavijo, Chief Economist. I will now turn the call over to Mr. Juan Carlos Mora, Chief Executive Officer. Please go ahead.
