The move reflects a growing trend of integrating digital assets into traditional investment products, blending innovation with financial security.
Fixed index annuities, or FIAs, are retirement products that protect the principal invested while offering the potential for growth linked to market indexes. Delaware Life’s new offering combines U.S. equities with Bitcoin, providing a diversified approach that balances traditional market exposure with the potential upside of digital assets. So, the index is designed to manage volatility, targeting a 12% risk level using dynamic cash adjustments to smooth out Bitcoin’s inherent price swings.
A real-world example of this strategy in action is the iShares Bitcoin Trust ETF, which underpins the index. Launched two years ago, IBIT has become the largest and most liquid Bitcoin exchange-traded product. It allow investors to access Bitcoin without directly managing wallets or private keys. By leveraging IBIT, Delaware Life enables policyholders to gain professionally managed crypto exposure in a familiar retirement vehicle. This reduce complexity and risk.
The launch coincides with Bitcoin’s 17th anniversary and IBIT’s second anniversary, highlighting the growing acceptance of digital assets in mainstream finance. According to a 2025 report by CoinShares, institutional interest in Bitcoin-related investment products has grown over 40% year-over-year. It reflects a broader trend of retirement and wealth management firms exploring crypto as part of diversified strategies.
Colin Lake, President and CEO of Delaware Life Marketing, emphasized that the move is part of a thoughtful strategy to meet the evolving needs of investors and financial professionals. Robert Mitchnick, Global Head of Digital Assets at BlackRock, added that the index provides a “measured approach”. It will allow clients to participate in digital assets while retaining the protection FIAs are known for.
The information provided by Altcoin Buzz is not financial advice. It is intended solely for educational, entertainment, and informational purposes. Any opinions or strategies shared are those of the writer/reviewers, and their risk tolerance may differ from yours. We are not liable for any losses you may incur from investments related to the information given. Bitcoin and other cryptocurrencies are high-risk assets; therefore, conduct thorough due diligence. Copyright Altcoin Buzz Pte Ltd.
