Casualty risks are constantly evolving and growing in frequency, scope and complexity. Every risk is unique due to changing legal or regulatory environments and shifting markets.
Additionally, the simple term “casualty” includes several areas of risk, such as:
* Automobile
* Environmental
* Product recall
* General liability
* Product liability
* Workers’ compensation and employer’s liability
We approach these exposures with a practical, cohesive strategy rather than separately. As your insurance broker, our goal is to understand your unique risks and formulate customized solutions that help protect your organization’s bottom line.
We provide a range of casualty solutions including:
* Identification and quantification of risks
* Exposure analysis, including casualty risk heat maps
* Limit purchasing analysis
* Risk retention analysis
* Prioritization of risk financing goals
* Insurance program design, including customized policy wording
* Newly developed solutions to cover previously unaddressed areas of corporate exposure
* Periodic state-of-the-market analysis, with analysis of insurance market intelligence throughout the year
* White papers addressing emerging casualty risks and topics
* Preparation of policy form comparisons
* Forensic accounting
By pooling our collective expertise, the Direct and Facultative team generates a greater level of insight and strategic thinking. Our collaborative approach affirms our commitment to provide you with solutions that consider both your unique short- and long-term risks and objectives.
Through the Direct and Facultative team’s shared knowledge and experience, we recognize evolving trends and challenges and identify new solutions across territories.
Together, we operate as a unified global team, enhancing market access and delivering increased transparency across our business. Using our major insurance placement offices and their access to the global markets, we find you the capacity and policy for your unique risks.
Service differentiators
We provide insurance brokerage services with traditional values, advice and relationships that you can trust.
Our main differentiators we pride ourselves on are:
