The crypto exchange’s vision centers around its new retail banking layer, MyBank, and its institutional custody framework, ByCustody.
Bybit crypto exchange unveiled its 2026 vision on Friday for a new financial platform designed for the global financial ecosystem. The firm’s vision is also structured to expand the platform’s access to modern banking, investment, and payments infrastructure for the world’s underserved populations.
Bybit’s Co-Founder and CEO, Ben Zhou, revealed the company’s vision during the biannual keynote session. He believes that this year’s transformation positions the firm beyond its origins as a digital asset exchange and into a unified financial platform connecting crypto, traditional markets, and real-world financial services.
The crypto trading platform also acknowledged that the initiative aligns with its long-term mission to empower the 1.4 billion underbanked people globally by reducing barriers to participation in modern finance. Bybit noted that millions of individuals remain excluded from reliable banking access due to geography, infrastructure limitations, or restrictive financial systems.
Zhou also argued that finance should not be limited by geography. Bybit revealed that its platform architecture leverages blockchain technology to deliver always-on, borderless financial services that integrate seamlessly with regulated fiat infrastructure.
“We are building financial infrastructure that connects crypto utilities with real-world economic activity. Our mission is to remove the boundaries that are inconvenient for people from modern finance and create a system that is always accessible, efficient, and global by design.”
-Ben Zhou, Co-Founder and CEO of Bybit.
Bybit said its 2026 vision centers around MyBank, its new retail banking layer set to launch next month. The firm revealed that MyBank provides dedicated accounts that simplify large-value fiat on- and off-ramps while enabling everyday cross-border financial transactions under the compliance framework.
Bybit said it designed the retail banking service to address real-world problems faced by users in emerging markets, including slow transfers, limited access, high fees, and limited products. MyBank also integrates crypto liquidity with banking rails to enable faster and more cost-efficient capital utilization for individuals and businesses with bank-grade experience.
Bybit also said its 2026 vision builds on trust by using its institutional custody framework, ByCustody. The custody architecture underpins over $5 billion in assets, which are managed by over 30 professional asset managers on the crypto exchange.
ByCustody also supports secure segregation of client assets, enabling institutions and private wealth clients to operate with traditional financial safeguards while accessing digital markets. Bybit revealed that more than 2,000 institutions currently use its custody infrastructure, a 100% year-over-year surge.
The crypto exchange confirmed that it now serves more than 82 million users across 181 countries and regions. Bybit argued that its reach has been supported by its connectivity to nearly 2,000 local banks with more than 58 fiat giveaways and over 200,000 P2P merchants globally.
The firm has also issued over 2.7 million Bybit Cards globally, with local fiat payment supported in more than 10 countries via Bybit Pay. The crypto exchange has also garnered about $7.1 billion in Bybit Earn AUM, which generated $110 million in yield for users last year.
As of Thursday, on-chain data revealed that Bybit led XAUT (Tether Gold) spot trading worldwide with 16% market share. Bybit TradFi has also integrated more than 200 TradFi instruments, with plans to launch 500 trading pairs in Q1 2026. The trading pairs include stocks, CFDs, forex, commodities, and indices, which the firm believes will create a single environment where users can manage diversified financial activity.
Bybit also acknowledged that its vision is being built in alignment with evolving global regulatory frameworks through collaborations with licensed banking and custodial partners. The firm has collaborated with more than 10 global banks and custodians to enable fiat, traditional assets, and crypto holdings to coexist securely.
Bybit plans to roll out AI4SE, targeting 50% efficiency gains across the software lifecycle. The firm will also launch an AI agent network to support risk control, customer service, analytics, and monitoring compliance.
