Around 62% of crypto users manage more than one wallet according to a 2025 report on the state of user experience with blockchain applications.
The Money editorial team has spent years researching crypto wallets, reaching out to experts and gathering information from authoritative sources. We base our list of top picks on over 30 key data points, including security ratings and audits, Web3 compatibility, crypto swap options and supported blockchains.
Why we chose it: Bitget Wallet boasts the most comprehensive set of features across all of the platforms evaluated by Money. But it also supports around 160 blockchains — more than any other wallet on our list.
Bitget has a bit of everything, bringing swaps, portfolio tracking and DeFi access together in one single interface. The wallet is frequently updated to support new networks early, and its integrated swap functionality lets you move assets between chains without relying on separate bridges, often finding competitive pricing across decentralized exchanges, or DEXs.
On the security end, Bitget’s non-custodial MPC security model offers a strong balance between user control and risk mitigation, eliminating single points of failure associated with traditional single-key wallets. The addition of a $700 million protection fund is also notable, offering a level of reassurance that is rare among non-custodial wallets.
Disclaimer: Bitget’s exchange services are restricted in the U.S. and its territories due to regulatory challenges. However, you can still manage and trade crypto on the brand’s wallet.
Why we chose it: Base Wallet’s uncluttered design, straightforward onboarding and extensive tutorials make it easy to set up and start managing your crypto right away.
Formerly known as Coinbase Wallet, Base offers a smooth, low-friction experience for newcomers. Its built-in swaps work well for common transactions across different chains, sparing you from complex routing decisions or external bridges, while the wallet’s strong authentication features and in-depth guides help to reduce user error during setup or transactions.
Why we chose it: Trust Wallet supports a wide range of blockchains and swapping options, making it exceedingly easy for mobile users to find new assets thanks to its streamlined navigation, which is tailored for smartphones.
Trust Wallet is also available on desktop though its browser extensions, but it truly shines on iOS and Android devices. The app automatically detects supported tokens, and it features a Web3 browser that simplifies access to DeFi apps and NFT marketplaces.
The app’s security credentials also stand out: Trust Wallet has undergone security audits from multiple cybersecurity firms and holds two ISO certifications, verifying that it complies with high quality, safety and management standards. Moreover, before its score on the CertiK leaderboard was removed for reevaluation, it occupied one of the highest positions on the list.
Why we chose it: The Ledger Nano X keeps private keys offline within a secure element chip, offering strong protection against cyberattacks while still supporting a wide range of chains through the Ledger Wallet app and third-party wallet integrations.
One of the Nano X’s standout features is its Bluetooth and USB connectivity. While it remains a point of contention for some — wireless access for crypto wallets requires caution — the added flexibility for desktop and mobile makes is evident. The wallet itself is also practical to move around if needed, featuring a compact, lightweight build that remains unassuming in public.
The following wallets stood out in our research, but either did not fit into a specific category or lacked in key areas, which kept them out of our top list.
A relative newcomer in the industry, Best Wallet is a non-custodial, multichain wallet with a long list of features — and a focus on crypto presales. What that means is that the wallet puts up tokens for sale that are often unavailable elsewhere and before they are actually released into their respective blockchains. This can provide an edge over other prospective buyers.
Why it didn’t make the cut: Despite the allure, many scams have been carried out under the pretext of crypto presales. Best Wallet may not be the one carrying out these scams, but the platform (as well as other presale platforms) enable this practice, seemingly lacking the adequate security measures to snuff out fraudsters.
Zengo is an all-around excellent wallet, with a particularly strong security infrastructure — the wallet has never been hacked since it was released seven years ago — support for a wide range of blockchains and 24/7 customer support. While it is a great option for individuals, the wallet is also available for businesses who need to manage crypto treasuries.
Why it didn’t make the cut: Zengo ranks second for our best cross-chain wallet for beginners category. However, its mandatory KYC (Know Your Customer) verification and limited desktop functionality just barely kept it out of the top spot.
Trezor is one of the two major brands in the hardware crypto wallet space (the other being Ledger). Its cold wallets are highly compact, efficient devices that support numerous digital assets and third-party tools. Moreover, all of its firmware and software are open source, offering transparency and enabling community auditing for vulnerabilities.
Why it didn’t make the cut: Beyond its entry-level model, Trezor devices are more expensive that those of competitors at a similar level. They are also lacking when it comes to native integration for NFTs or decentralized apps (dApps).
Unlike traditional wallets that operate on just one network, cross-chain wallets support assets on Ethereum, Bitcoin, layer-2 networks and non-EVM (Ethereum Virtual Machine) chains, allowing users to interact with a broader range of tokens and dApps. Many also include built-in swap features that let users exchange assets between blockchains without manually bridging funds.
The biggest advantage of a cross-chain wallet is convenience. Instead of juggling multiple wallets or relying on third-party bridges, users can manage assets across ecosystems in one place. This is especially useful as crypto activity becomes more fragmented across layer-2 networks and alternative blockchains, each offering different fees, speeds and use cases.
That said, cross-chain functionality adds complexity. Swaps may involve multiple liquidity sources, variable fees and smart contracts that carry their own risks. Users should pay close attention to supported networks, security features and swap mechanics before choosing a wallet.
Single-chain wallets are built to operate on one blockchain, such as Bitcoin-only wallets or Ethereum-only wallets. These wallets often offer deeper functionality and strong security within their specific ecosystem, making them a good fit for users who primarily hold one asset or operate on a single network.
On the other hand, multichain wallets support assets across multiple blockchains and often include tools for swapping tokens between networks (the cross-chain part of the equation). This makes them more flexible and better suited for users who hold diverse portfolios, interact with DeFi protocols or move assets across chains to save on fees or access new opportunities.
For most users today, multichain wallets offer greater long-term value as crypto ecosystems continue to expand. However, single-chain wallets can still make sense for security-focused users or those who are solely interested in trading a specific digital asset.
