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Oops, he did it again: President Donald Trump’s latest executive order could mark one of the biggest steps yet toward mainstream crypto adoption.
Put more plainly, US citizens may now include cryptocurrencies such as Bitcoin and Ethereum in their 401(k) retirement accounts. It’s an opening that analysts say could channel billions of dollars into the crypto market.
Billions of dollars flowing into crypto will lift more than just Bitcoin and Ethereum: read on for a shortlist of the best crypto to buy as the market adjusts.
Trump loves executive orders; he’s issued 183 total. Of those, four are crypto-related – and while that doesn’t seem like much, they’ve been hugely important.
Unlike some of Trump’s other executive orders, each of the crypto-related ones draws on long-running trends or ideas that Trump has been mulling over for years.
The Bitcoin Reserve EO serves as an excellent example. Ever since Michael Saylor’s (Micro)Strategy began buying Bitcoin in 2020, the idea of strategic Bitcoin reserves as a store of value has spread like wildfire. Trump adopted it on a national level, clearing the way for other countries and multiple states to adopt the idea.
The most recent EO, related to 401(k) funds and crypto, follows the same path. As the order states:
During my first term, my Administration issued a 2020 information letter, recognizing that prudent Federal action could encourage the proliferation of investment strategies under which a portion of retirement plan participants’ interests are allocated to alternative assets, as is the case for institutional investors.
It goes to show that Trump’s approach to crypto isn’t to swing wildly; he’s using executive orders as part of building out a broader, more comprehensive regulatory framework.
The order also brings crypto into the same category as more traditional alternative assets like private equity and real estate. With over $8.7T held in American 401(k) accounts, even modest allocations could represent a massive capital inflow into the digital asset ecosystem.
According to Tom Dunleavy, Head of Venture at Varys Capital, a mere 5% allocation of regular paycheck contributions into crypto could translate into billions of dollars in new demand.
The market appeared to agree. Bitcoin and Ethereum prices both jumped on the news, with altcoins like Solana and XRP also posting strong gains. In fact, the top ten cryptos by market cap were all posting 24-hour gains at the time of writing.
Traders view the move as a sign that crypto could soon see a stable and predictable stream of institutional-grade capital.
The new executive order could spur the development of new financial products tailored for retirement accounts.
These could include crypto index funds, blockchain ETFs, and diversified digital asset portfolios, all making it easier for ordinary investors to gain exposure without navigating complex exchanges or wallets.
The order also signals the deeper integration of digital assets into the US financial system and spurs broader access to alternative investments.
While the fine print of how crypto will be implemented in 401(k) plans remains to be seen, the move is already reshaping market sentiment. By opening a multi-trillion-dollar retirement industry to digital assets, Trump’s executive order could set the stage for a new era in both investing and retirement planning.
With that much money flowing into crypto, many will ask, What is the best crypto to buy right now? We’ve got a roundup of some of today’s hottest tokens.
Bitcoin Hyper ($HYPER) does what Bitcoin wants to do – become fully integrated with the broader DeFi economy.
No more snail-pace transactions, no more complicated bridges to get Bitcoin somewhere useful for yield generation.
Instead, $HYPER provides a powered-up Layer 2 that deploys Bitcoin through Bitcoin Hyper’s Canonical Bridge, processing transactions off-chain while maintaining Bitcoin’s security guarantees.
The Bitcoin Relay Program on the Solana Virtual Machine (SVM) allows investors to seamlessly move Bitcoin from the original layer to the Hyper Layer 2 and back again as needed.
The full Bitcoin Hyper Layer 2 will be deployed after the token launches, but SVM programs are already running natively on Hyper’s rollup architecture.
The presale has amassed over $7.7M so far, with tokens priced at $0.012575. There’s already $HYPER staking – at 138% APY – for investors who buy and stake during the presale.
AAVE is seeing significant growth in TVL as DeFi rebounds. And at least one analyst sees that as an opportunity.
$AAVE, the utility token for the world’s largest liquidity protocol, typically moves in conjunction with TVL. And right now, with everyone from retail investors to institutions looking to boost yield, TVL is on the rise – but $AAVE’s price hasn’t caught up.
That could create a major buying opportunity – especially with potentially trillions of 401(k) money flowing in.
Some of the best meme coin opportunities never make it to your local CEX. We’re talking about low-cap gems that trade ‘underground’ on Telegram, coins with incredible volatility and incredible potential.
What is Snorter Token? This coin powers Snorter Bot and gives you access to faster swaps, automated sniping, and even limit orders and copy trading features. It’s all you need to get Snorter Bot on side to sniff out and snipe winning meme coins long before they go parabolic on a CEX.
There is significant interest in Snorter’s skillset; the presale has already surpassed the $2.8M mark, with tokens priced at $0.1007.
Learn how to buy Snorter Token, or check out the Snorter Token ($SNORT) presale page for more!
President Trump’s executive order, officially signed on August 7, signals a major policy shift in retirement investing. From now on, alternative assets like crypto, private equity, and real estate can be legally included within 401(k) plans.
It opens a regulatory roadmap toward modernization and sets the industry up for a fresh influx of capital.
Do your own research before responding to market moves; nothing here constitutes financial advice.
