Banks in Switzerland, Germany, and even the US are getting into this because the regulations allow them. They’re aiming to be secure and follow the rules, but also want to be quick and adaptable like crypto.
Decentralized Finance (DeFi) is changing how we think about banking. platforms let users lend, borrow, and earn interest without a middleman. It runs on smart contracts, offering them control and no gatekeepers.
While normal banks are centralized, DeFi runs on . To improve interest rates and speed up services, some banks are trying to integrate DeFi into their systems. Some are even working in a hybrid environment, using DeFi tools while staying regulated.
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