As of January 2026, India’s digital asset ecosystem thrives under strict FIU-IND regulatory oversight. Choosing an FIU-registered crypto exchange is now a legal necessity for investors. This guide highlights top platforms like SunCrypto, CoinDCX, and WazirX, emphasizing their security, compliance, and user experience.
As of January 2026, the Indian digital asset ecosystem has achieved a high level of maturity, driven by strict regulatory oversight. Choosing an FIU registered crypto exchange in India is no longer just a choice for safety; it is a legal necessity for any investor who wants to protect their capital and maintain a clean financial record.
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The Financial Intelligence Unit of India (FIU-IND) now monitors nearly 50 active Virtual Digital Assets (VDA) service providers, ensuring they comply with the Prevention of Money Laundering Act (PMLA). Below is a detailed guide to the FIU registered crypto exchange in India, led by the platforms currently setting the standard for security and user experience.
1. SunCrypto
SunCrypto holds the top position in 2026 due to its uncompromising focus on security and its localised approach to the Indian market. As an FIU registered crypto exchange in India, the platform focuses on ease of use while enabling access between traditional banking channels and digital assets.
* SunCrypto prioritises security by adhering to strict local regulations and encrypting personal data. User funds are safeguarded using ledger-insurance funds of up to $150 million, multi-signature cold wallets for maximum protection.
* To ensure maximum financial safety, SunCrypto uses “penny-drop” verification, where the app sends a nominal ₹1 to your bank account. This process instantly confirms that your account is active and that the registered name at the bank matches your provided ID, preventing errors and unauthorised withdrawals.
* The platform utilises professional Anti-Money Laundering (AML) services and a mandatory 30-second Video KYC process. By requiring “liveness detection”,where one performs simple actions such as blinking, SunCrypto ensures that accounts cannot be spoofed by deepfake identity fraud.
* SunCrypto performs real-time geographical location tracking to verify that all trading activity originates from authorised regions. This feature acts as a powerful barrier against international hackers by blocking login attempts from unexpected locations.
* Unlike many platforms that rely solely on automated bots, SunCrypto provides 24/7 access to human support in English and Hindi. Having a real person available to resolve concerns at any time serves as a critical safety net.
* SunCrypto applies rigorous AML and KYC Protection to mitigate anti-fraud practices by illegal traders, ensuring the ecosystem remains clean.
* Indian banks support SunCrypto, leading to much faster deposit and withdrawal times compared to offshore platforms.2. CoinDCX
CoinDCX caters to both retail and institutional investors. It is also a FIU registered crypto exchange in India. The platform is highly regarded for its seven-layer security framework and its commitment to transparency through regular Proof of Reserve audits. Users can access a massive variety of trading pairs across spot, margin, and futures markets with up to 100x leverage. It also features “CoinDCX Pro” for professional charting and “CoinDCX Earn”, which provides a compliant way to earn rewards on idle assets.
3. WazirX
A veteran in the Indian space, WazirX remains a cornerstone for liquidity and community-driven trading. In 2026, it continues to lead with its high-volume P2P (Peer-to-Peer) marketplace, which was the first of its kind in India. The platform is built on a robust blockchain infrastructure capable of handling millions of transactions per second. WazirX places a heavy emphasis on security with multi-signature wallets and a streamlined, FIU-compliant KYC process that includes modern biometrics.
4. ZebPay
Founded in 2014, ZebPay is often celebrated as India’s “security leader”. It prioritises the safety of long-term investors by keeping approximately 98% of all user assets in cold storage. In 2026, ZebPay has reinforced its “Bitcoin-first” philosophy by launching a highly customizable Systematic Investment Plan (SIP), securing its place as anFIU registered crypto exchange in India. This allows users to automate their Bitcoin and Ethereum purchases on a daily, weekly, or monthly basis, fostering disciplined investing habits rather than high-frequency speculation.
5. Mudrex
Mudrex has carved a distinct niche by treating crypto as a structured investment class rather than just a trading vehicle. Their flagship “Coin Sets” are expert-curated, theme-based baskets of cryptocurrencies (like AI, DeFi, or Web3) that allow users to diversify their risk with a single click. Mudrex is notable for its global compliance posture, holding registrations in the EU and Italy alongside its FIU-India status. It provides AES-256 bank-grade encryption and offers automated tax reporting via KoinX.
6. CoinSwitch
CoinSwitch positions itself as a mobile-first, educational gateway for the Indian masses. By 2026, it has expanded its “CoinSwitch PRO” platform to offer advanced trading features and API access for power users. Its main app, however, remains focused on simplicity, allowing new users to buy Bitcoin with as little as ₹100. CoinSwitch is known for “CoinSwitch Cares,” a specialised recovery feature and support system designed to assist users in navigating complex on-chain transactions.
7. Unocoin
As India’s first crypto exchange (established 2013), Unocoin is built for everyday utility. It offers unique features like crypto-backed lending, which allows users to access liquidity without selling their core Bitcoin holdings. In 2026, Unocoin remains a favorite for retail users due to its ‘Systematic Buying Plan’ and its support for the Lightning Network, which enables near-instant, low-fee Bitcoin transfers. Performing as FIU registered crypto exchange in India for its long operating history makes it one of the most trusted names in the domestic market.
8. Delta Exchange India
Delta Exchange is the premier destination for crypto derivatives in India. It specialises in options and futures trading, allowing users to trade call and put options with daily, weekly, and monthly expiries. Delta offers a ‘Strategy Builder’ and ‘Basket Orders,’ empowering sophisticated traders to execute complex multi-leg strategies. The platform is fully FIU-compliant and autoconverts crypto deals into INR, removing the need for USDT conversions and simplifying tax reporting for derivatives traders.
9. Pi42
Pi42 is one of India’s leading Crypto F&O (Futures & Options) exchanges, designed specifically for the needs of local traders. It stands out by offering INR-margined contracts, which means profits and losses are settled directly in INR. This eliminates the 1% TDS on every trade that typically applies to VDA-to-VDA swaps. With a minimum entry point of just ₹10, Pi42 has made institutional-grade derivatives strategies accessible to the average Indian retail investor while maintaining strict FIU standards.
10. Giottus
Giottus is a customer-centric, all-in-one investment platform that has gained significant popularity for its vernacular language support, allowing users to trade and learn in their native tongue. In 2026, Giottus offers specialised ‘Crypto Baskets’ and high-yield ‘Fixed Rewards’ on major assets. The platform is fully FIU registered and has partnered with BitGo for institutional-grade cold storage. It is particularly valued for its ‘Giottus Signals’ feature, which provides expert-driven trading insights directly within the app.
Using an FIU registered crypto exchange in India is the only way to ensure your trading activities are recognised by the Indian government. These platforms handle the mandatory 1% TDS automatically, ensuring you stay compliant with the Income Tax Department.
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Disclaimer: The companies mentioned above are not listed in any particular order and do not represent any ranking or endorsement.
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